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His father Richard, a businessman from Southampton, thought it was a good idea - a safe place for his pocket money and a way of teaching him how to handle cash.
It's an issue Labour MP Margaret Moran feels strongly about.
More worrying still is the fact that it's not just the odd, tearaway child who is trying it on.
Of 1,000 children aged 14 to 17 questioned for a survey last month, half the teenage boys admitted they had tried to buy adult DVDs or violent games online using a combination of their own and their parents' cards in the past year. It also found that five per cent of 14-year-olds have successfully bought alcohol online, while a similar number of 15-year-olds have been able to buy dangerous objects such as knives. The banks, say some, for allowing children to have these cards in the first place (Lloyds TSB has even started sending them out direct - without informing parents).
The results of the investigation shocked his parents, as they doubtless will many others across the country.
Computer games released for sale in Britain are classified in advance of release by the British Board of Film Classification.